I have written about 4 years of posts on ways to help folks understand/restore or build your credit. If you are considering the long term effects of maintaining debt, the sooner you understand the cost of poor credit on all your accounts the sooner you can benefit from a little work pulling up your FICO scores. The better your credit, the lower your rates and the sooner you can pay off your debt and free up your capital for better things...! (All these pointers are free information I've gleaned…
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